Banking Union

A Risk Agnostic Approach to European Safe Bonds (ESBies) Tranching

A Risk Agnostic Approach to European Safe Bonds (ESBies) Tranching

Reading Time: 7 min.
What are European Safe Bonds? While the creation of the eurozone was a landmark of the European integration process, the financial crisis highlighted that the eurozone remains an incomplete design which can lead to unpredictable and adverse situations in the event of a (the) next major crisis. One of the key such incompleteness features of the current eurozone architecture is that it does not have a truly risk-free (safe) euro debt instrument: one that continues being serviced (avoids a default event) at virtually any point in time and state of the world, no matter how severe.
Lehman, Brexit, De-Regulation and the future of EU fintech

Lehman, Brexit, De-Regulation and the future of EU fintech

Reading Time: 9 min.
Lehman, Brexit, De-Regulation and the future of EU fintech: The decision by the citizens of the United Kingdom to vote against continuing membership of the European Union (#brexit) will have wide ranging repercussions on many facets of the European (and even global) economic system. As of early 2017, we see this trend further reinforced by a new US administration that aims to revisit a wide range of policy choices, including aspects of financial services regulation.
EU Risk Dashboard Released

EU Risk Dashboard Released

Reading Time: 1 min.
EU Risk Dashboard Released: About the app: The EU Risk Dashboard is a web app developed by Open Risk to assist with the exploration and understanding of the large number of economic indicators published by the ECB in its Statistical Data Warehouse. The app data are derived from the timeseries available in the Warehouse. Most readings in the currently selected series are monthly and update automatically when those become available at the Warehouse.
ECB Stress Test Result Explorer Released

ECB Stress Test Result Explorer Released

Reading Time: 0 min.
The Stress Test Explorer is a web app developed by Open Riskto assist with the exploration and understanding of the large number of results published by the European regulatory authorities (ECB/EBA) in connection with the 2014 Comprehensive Assessment exercise. The app is now live and freely accessible here. Please note: The app is requires a modern browser to display graphics In line with the beta testing status of the entire Open Risk website, this app may evolve, subject to user comments and feedback.
New App Release: RegNews, the Regulatory News Aggregator

New App Release: RegNews, the Regulatory News Aggregator

Reading Time: 0 min.
RegNews, the Regulatory News Aggregator: With all the activity around financial regulation having a convenient aggregation of the main news feeds is an indispensable tool for risk managers. This led us to build and roll out of the Regulatory News App (RegNews in short), which is now live and freely accessible here. The app is designed to be usable both on a desktop and mobile environment. In line with the beta testing status of the entire Open Risk website, this app will evolve, subject to user comments and feedback.